Credit Reports and Credit Ratings

Information about Credit reports and credit reporting companies. Why having a good and accurate credit report is important (Six top reasons to check your credit). Links to the top Credit Rating Bureaus, and free credit reports!

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About Credit Reports and Ratings


In much the same way that a resume displays your work experience to a prospective employer, a credit report provides prospective creditors (and in some cases employers and insurers too) with a detailed picture of your credit history. And like a resume, your credit report can influence whether you will receive what you are applying for. Ideally, your credit report is an accurate, up-to-date reflection of your credit history. However, since we don't live in an ideal world, there are many reasons that your credit report could contain inaccuracies that might prevent you from receiving the credit you deserve.

Credit Rating Companies (Bureaus)


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Last updated on March 15, 2024