Your home is most likely the largest investment you will make in your lifetime. It is extremely important to protect your home and personal property inside of your home. Damage to your home and its contents can come from a variety of sources theft, fire, water, storms, etc... and can be really expensive. Although you can not recover photos and some other irreplaceable sentimental items. A homeowners policy can take care of your financial needs in case of damage of to your property.