Upromise MasterCard Reviews and Ratings




Upromise MasterCard

  •       Annual Fee:    0
  •       Type of Card:  Rewards Credit Cards

Browse below information to know more about Upromise MasterCard card details.

Card NameUpromise MasterCard
SMART_RATING60
SummaryThe Upromise MasterCard is a cash back rewards card that incentivizes cardholders to use the card by offering them a percentage of their expenditures back as a cash reward.When applying for a rewards card, look closely at the offered APR and yearly Fee to see if the rewards are worth the costs. The Upromise MasterCard offers an APR between 17.24 -27.24, which is line with the national average APR range of 18.13% - 24.00% percent. With an average APR and a $0 USD yearly Fee, which is below the $35.73 national average, the Upromise MasterCard is an attractive rewards card.
Annual Fee
Annual Fee DescroptionUpromise MasterCard does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $37.35, Upromise MasterCard is a good option for prospective cardholders looking for rewards, but not added costs.
APR Range17.24 - 27.24
APR DesciptionUpromise MasterCard card offers an APR Between 17.24 -27.24but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).
APR Min17.24
CARD_SATISFACTION_SURVEYTo examine the Upromise MasterCard against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.
SATISFACTION ISSUER3.8
SATISFACTION REWARDS4
SATISFACTION FEES3.4
COMMENT_SURVEYPlease note: The Card, Issuer, Rewards, and Fee Satisfaction ratings and cardholder profile are based on five responses from current Upromise MasterCard cardholders.
Card typeRewards Credit Cards
Balance Transfer Fee in Percenatge3
Balance Transfer Fee in $5
Balance Transfer Fee DescriptionBalance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Upromise MasterCard card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.
Introductory APR
Introductory APR period15
Cash Advance Fee in Percentage5
Cash Advance Fee in Dollars10
Cash advance Minimum APR27.49
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Upromise MasterCard will be charged a cash advance fee of either 10$ OR 5% whichever is greater when using the card for cash.
Foreign transction fee3
Late payement Fee37
Returned Payment Fee37
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Upromise MasterCardoverseas, they can usually pay an international transaction fee equal to 3 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to 37$ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to 37$ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMEUpromise
ISSUER_WEBSITEbarclaycardus.com
CARD_CThttps://www.upromisemastercard.com/app/japply/lp/TnCs.jsp?prodidreq=CCMWC61828&cpc=UPA
PHONE_CUSTOMER(800) 877-6647
PHONE_SALES(800) 877-6647
ADDRESSUpromise Customer Care Boston, Massachusetts 2205

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