Santander Bravo Reviews and Ratings




Santander Bravo

  •       Annual Fee:    49
  •       Type of Card:  Rewards Credit Cards

Browse below information to know more about Santander Bravo card details.

Card NameSantander Bravo
SMART_RATING49
Annual Fee49
Annual Fee DescroptionSantander Bravo cardholders are charged an annual fee of $49USD This annual charge is relatively close to the national credit card annual fee of $37.35, so consider if the benefits and perks of the card are worth the extra cost.
APR Range17.74 - 24.74
APR DesciptionSantander Bravo card offers an APR Between 17.74- 24.74 but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).
APR Min17.74
CARD_SATISFACTION_SURVEYTo examine the Santander Bravo against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.
SATISFACTION ISSUER3.8
SATISFACTION REWARDS2.6
SATISFACTION FEES3.8
SATISFACTION SERVICE3.4
COMMENT_SURVEYPlease note: We only had one Santander Bravo cardholder in our survey. The Card, Rewards, Fees, and Issuer Satisfaction ratings are aggregate scores based on the responses we received from the 5 Santander cardholders that completed the CardWise survey.
Card typeRewards Credit Cards
Balance Transfer Fee in Percenatge3
Balance Transfer Fee in $10
Balance Transfer Fee DescriptionBalance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Santander Bravo card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.
Introductory APR
Introductory APR period18
Cash Advance Fee in Percentage5
Cash Advance Fee in Dollars10
Cash advance Minimum APR26.74
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Santander Bravo will be charged a cash advance fee of either 10$ OR 5% whichever is greater when using the card for cash.
Foreign transction fee3
APR Penalty rate29.99
Late payement Fee35
Returned Payment Fee35
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Santander Bravooverseas, they can usually pay an international transaction fee equal to 3 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to 35$ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to 35$ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMESantander
ISSUER_WEBSITEsantanderbank.com
CARD_CThttps://apply.santanderbank.com/personal/forms/credit_card.asp?prod=663
PHONE_CUSTOMER(877) 768-2265
PHONE_SALES(877) 860-9753

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