Merrill+ Visa Signature Reviews and Ratings




Merrill+ Visa Signature

  •       Annual Fee:    0
  •       Type of Card:  Rewards Credit Cards

Browse below information to know more about Merrill+ Visa Signature card details.

Card NameMerrill+ Visa Signature
SMART_RATING98
SummaryThe Merrill+ Visa Signature is a points rewards card that incentivizes cardholders to use the card by offering them reward points that can be redeemed for a variety of goods.When applying for a rewards card, look closely at the offered APR and yearly Fee to see if the rewards are worth the costs. With an offered APR rate of 12.99%, the Merrill+ Visa Signature beats the national average APR range of 18.13% - 24.00%. With an attractive APR and a $0 USD yearly Fee, which is below the $37.35 national average, the Merrill+ Visa Signature is an attractive rewards card.
Annual Fee
Annual Fee DescroptionMerrill+ Visa Signature does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $37.35, Merrill+ Visa Signature is a good option for prospective cardholders looking for rewards, but not added costs.
APR Range12.99
APR Desciption
APR Min12.99
CARD_SATISFACTION_SURVEYTo examine the Merrill+ Visa Signature against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.
SATISFACTION ISSUER4.33
SATISFACTION REWARDS4.5
SATISFACTION FEES4.33
COMMENT_SURVEYPlease note: The Card, Issuer, Rewards, and Fee Satisfaction ratings and cardholder profile are based on six responses from current Merrill+ Visa Signature cardholders.
Card typeRewards Credit Cards
Balance Transfer Fee in Percenatge3
Balance Transfer Fee DescriptionBalance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Merrill+ Visa Signature card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.
Introductory APR
Introductory APR period12
Cash Advance Fee in Percentage5
Cash Advance Fee in Dollars10
Cash advance Minimum APR12.99
Cash Advance Fee Max APR17.99
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Merrill+ Visa Signature will be charged a cash advance fee of either 10$ OR 5% whichever is greater when using the card for cash.
Foreign transction fee
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Merrill+ Visa Signatureoverseas, they can usually pay an international transaction fee equal to 0 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to $ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to $ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMEMerrill+
ISSUER_WEBSITEcard.ml.com
PHONE_CUSTOMER(888) 999-9645
PHONE_SALES(866) 617-1859
ADDRESSBank of America Wilmington, Delaware 19850

Leave a Reply

Your email address will not be published. Required fields are marked *