Merrill Lynch Business Reviews and Ratings

Merrill Lynch Business

  •       Annual Fee:    0
  •       Type of Card:  Business Credit Cards

Browse below information to know more about Merrill Lynch Business card details.

Card NameMerrill Lynch Business
SummaryThe Merrill Lynch Business is a credit card designed to help small and mid-sized businesses manage their business expenses, while rewarding cardholders with cash back reward points travel and airline for using the card. With an offered APR of 12.99%, business owners should weigh the costs and benefits of the card before deciding if it is right for their business.
Annual Fee
Annual Fee DescroptionMerrill Lynch Business Card does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $37.35, Merrill Lynch Business Card is a good option for prospective cardholders looking for good Business Cards
APR Range12.99
APR DesciptionMerrill Lynch Business card offers an APR of 12.99%,but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).
APR Min12.99
Card typeBusiness Credit Cards
Introductory APR
Cash Advance Fee in Percentage5
Cash Advance Fee in Dollars10
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Merrill Lynch Business will be charged a cash advance fee of either 10$ OR 5% whichever is greater when using the card for cash.
Foreign transction fee
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Merrill Lynch Businessoverseas, they can usually pay an international transaction fee equal to 0 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to $ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to $ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMEMerrill Lynch
PHONE_CUSTOMER(888) 999-9645
PHONE_SALES(866) 617-1859
ADDRESSBank of America Wilmington, Delaware 19850

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