Delta Skymiles Reviews and Ratings




Delta Skymiles

  •       Annual Fee:    0
  •       Type of Card:  Rewards Credit Cards

Browse below information to know more about Delta Skymiles card details.

Card NameDelta Skymiles
SMART_RATING72
SummaryThe Delta Skymiles is a miles rewards card that incentivizes cardholders to use the card by offering them miles that can be redeemed for flights and other travel perks.When applying for a rewards card, look closely at the offered APR and yearly Fee to see if the rewards are worth the costs. The Delta Skymiles offers an APR between 17.99-26.99, which compares favorably to the national average APR range of 18.13% - 24.00% percent. Despite having an attractive APR, the Delta Skymiles has an yearly Fee of $55 USD, which is higher than the national average of $35.73. is line with the national average APR range of 18.13% - 24.00% percent. Despite having an average APR, the Delta Skymiles has an yearly Fee of $55 USD, which is higher than the national average of $35.73.
Annual Fee
Annual Fee DescroptionDelta skymiles does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $37.35, Delta skymilesis a good option for prospective cardholders looking for rewards, but not added costs.
APR Range17.99 - 26.99
APR DesciptionDelta Skymiles card offers an APR Between17.99-26.99but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).
APR Min17.99
CARD_SATISFACTION_SURVEYTo examine the Delta Skymiles against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.
SATISFACTION ISSUER4.15
SATISFACTION REWARDS4.25
SATISFACTION FEES3.15
COMMENT_SURVEYPlease note: The Card, Issuer, Rewards, and Fee Satisfaction ratings and cardholder profile are based on 20 responses from current Delta Skymiles cardholders.
Card typeRewards Credit Cards
Balance Transfer Fee in Percenatge3
Balance Transfer Fee in $5
Balance Transfer Fee DescriptionBalance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Delta Skymiles card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.
Cash Advance Fee in Percentage3
Cash Advance Fee in Dollars5
Cash advance Minimum APR27.49
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Delta Skymiles will be charged a cash advance fee of either 5$ OR 3% whichever is greater when using the card for cash.
Foreign transction fee2.7
APR Penalty rate29.24
Late payement Fee38
Returned Payment Fee38
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Delta Skymilesoverseas, they can usually pay an international transaction fee equal to 2.7 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to 38$ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to 38$ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMEDelta
ISSUER_WEBSITEdelta.com
CARD_CThttps://www262.americanexpress.com/dapply/web/applycard/us/personal-card/api/dal/delta-skymiles-classic-credit-card/1
PHONE_CUSTOMER(800) 528-4800
PHONE_SALES(800) 472-9297
ADDRESSAmerican Express Ft. Lauderdale, Florida 33336

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