Citi Dividend Platinum Select Reviews and Ratings




Citi Dividend Platinum Select

  •       Annual Fee:    0
  •       Type of Card:  Rewards Credit Cards

Browse below information to know more about Citi Dividend Platinum Select card details.

Card NameCiti Dividend Platinum Select
SMART_RATING68
SummaryThe Citi Dividend Platinum Select is a Rewards credit card. The card is no longer actively offered by Citi, but we gathered what historical information we could. Issuers will occasionally bring back former card offerings, so there is a chance the Citi Dividend Platinum Select will be offered again.
Annual Fee
Annual Fee DescroptionCiti Dividend Platinum Select does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $37.35, Citi Dividend Platinum Select is a good option for prospective cardholders looking for rewards, but not added costs.
APR Range12.99 - 22.99
APR DesciptionCiti Dividend Platinum Select card offers an APR Between 12.99%and 22.99% but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).
APR Min12.99
CARD_SATISFACTION_SURVEYTo examine the Citi Dividend Platinum Select against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.
SATISFACTION ISSUER3.88
SATISFACTION REWARDS3.8
SATISFACTION FEES3.59
COMMENT_SURVEYPlease note: the ratings for card, rewards and fees and cardholder profile are based on 64 responses from current Citi Dividend Platinum Select cardholders. Issuer Satisfaction scores are based on responses from the 345 Citi cardholders that completed the CardWise survey.
Card typeRewards Credit Cards
Balance Transfer Fee in Percenatge3
Balance Transfer Fee in $5
Balance Transfer Fee DescriptionBalance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Citi Dividend Platinum Select card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.
Introductory APR
Introductory APR period12
Cash Advance Fee in Percentage5
Cash advance Minimum APR25.24
Cash Advance rates descrptionCash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Citi Dividend Platinum Select will be charged a cash advance fee of either $ OR 5% whichever is greater when using the card for cash.
Foreign transction fee3
Late payement Fee35
Returned Payment Fee35
Penalty rates descrptionForeign Transaction Fees: If card holders have to use Citi Dividend Platinum Selectoverseas, they can usually pay an international transaction fee equal to 3 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to 35$ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to 35$ by the credit card issuer if a bill is paid with a check that bounces.
ISSUER_NAMECiti
ISSUER_WEBSITECiti.com
PHONE_CUSTOMER(800) 347-4934
PHONE_SALES(800) 374-9700
ADDRESSCiti / Choice Columbus, Ohio 43218

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