Life insurance is meant to provide protection
against the lost income that would result if the insured were to pass
away. It is a form
of insurance policy agreement between an individual and an insurance
company on the life of a person. If the person dies then
the insurance policy pays out a sum of money to the policyholder
(usually a family member, friend , partner, business, institution, or other assigned beneficiaries).
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There are four
main types if life insurance: Whole
Life, Term Life, Endowment and Universal Life.
Definitions may
vary slightly from company to company and from state to state.
Therefore is may be best to seek consultation with a local life
insurance company or representative in your area.
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